Idaho Life & Health Insurance Guaranty Association
4700 N. Cloverdale Road, Suite 204 / Boise, ID 83713-1068
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Frequently Asked Questions   Idaho Life & Health Insurance Guaranty Association
 
What contracts are covered?
Generally, direct individual or direct group life and accident and health/disability insurance policies as well as annuity contracts owned by individuals and issued by the Association's member insurers are covered by the Association. Such coverage is limited by the terms of the Idaho Life and Health Insurance Guaranty Association Act (a link to the Act can be found in the Additional Info section).

(Please note that the Association does not cover annuities that are not owned by individuals except in certain defined cases.)

Some other types of insurance--such as automobile, homeowners, professional liability, medical malpractice, workers' compensation, etc.--may be protected by the Idaho Insurance Guaranty Association. That guaranty association can be reached at:

Idaho Insurance Guaranty Association
c/o Western Guaranty Fund Services
1720 South Bellaire Street, Suite 408
Denver, CO 80222
Telephone: 303.759.5066
 
NOTE: This information is not intended as legal advice, and no liability is assumed in connection with its use. The applicable state guaranty association statute is the controlling authority, regardless of any information presented on this site. Users should seek advice from a qualified attorney and should not rely on this compilation when considering any questions relating to guaranty association coverage.
 
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