Idaho Life & Health Insurance Guaranty Association 4700 N. Cloverdale Road, Suite 204 / Boise, ID 83713-1068 Home About Us FAQs Additional Info Links Terms of Use Contact Us Frequently Asked Questions      Does it matter where I live? Yes. The Association covers Idaho resident policyholders and certificate holders. Residency is determined on the date that the member insurer is declared insolvent. The Association would cover residents of other states only if the policy was issued by an insurance company incorporated in the state of Idaho and we determine that guaranty association coverage is not available to that policyholder in their state of residence; an exception to this coverage exists for policyholders and certificate holders of managed care policies. However, guaranty association coverage is currently provided to residents of all 50 states, Puerto Rico, and the District of Columbia through other guaranty associations. If you are not a resident of Idaho, please visit the "Facts & Figures Association Contact Info" section at www.nolhga.com for a complete list of guaranty associations. You may also want to go to the Links section of this site to determine if your state's guaranty association has a Web site. Guaranty association coverage varies by state. Coverage provided by the guaranty association act of another state may not be the same as the coverage described in this Web site.   NOTE: This information is not intended as legal advice, and no liability is assumed in connection with its use. The applicable state guaranty association statute is the controlling authority, regardless of any information presented on this site. Users should seek advice from a qualified attorney and should not rely on this compilation when considering any questions relating to guaranty association coverage.   [ Back to FAQ list ]